Street party insurance
The City of Kitchener provides insurance for all neighbourhood street parties with up to 200 guests. If the attendance of your street party exceeds 200 people, this could void the insurance coverage provided. For events over 200 people, the organizer is responsible for securing appropriate insurance, please contact Traffic Project Coordinator, Transportation Services, at 519-741-2663 to discuss required coverage.
Premiums must be paid in order for the insurance policy to become active. If your street party will have fewer than 200 guests, the City will cover these costs.
This insurance policy provides $2 million in liability. In the unlikely event of a claim the organizer will be required to pay the deductible, which is $500-$1500 depending on which insurer the coverage is provided by.
The insurance policy covers your legal liability for bodily injury to or damage to property of others such as spectators, passersby, property owners and others resulting from your activity (subject to standard exclusions and conditions set out in the policy wording).
The liability policy does not provide benefits for medical expenses incurred as a result of an injury sustained by an insured member, while participating in a sanctioned insured activity.
The liability policy may protect you in the event of a lawsuit against claims of bodily injury or property damage.
Insurance coverage only applies to the activity and dates disclosed on the permit application.
Excluded activities include alcohol consumption, animal rides, dunk tanks, axe throwing, and fireworks.
The City will provide a copy of the summary of insurance for events under 200 people, please contact the Neighbourhood Development Office at (519) 741-2200 x 4663 as policy conditions apply.
The personal information you provide is collected under the authority of s.11(1) of the Municipal Act and in accordance with s. 28(2) of the Municipal Freedom of Information and Protection of Privacy Act (MFIPPA) and will be used for the administration of Street Party Applications. This information will be shared with staff who require it for their work as part of the Corporation. The personal information collected herein will be used only for the purposes relating to the program and will be protected in accordance with the requirements stipulated in the MFIPPA.
Inquiries about the collection, use or disclosure of your personal information should be directed to the Traffic Project Coordinator, Transportation Services, at 519-741-2663.